This photograph shows a view of Church Street East and the corner of Fitzherbert Avenue after rain has fallen. The large stone building on the left is the Bank of New Zealand, first built in 1878. This brick building was constructed in 1902 and renovated in 1909. This photograph is pre-renovation. J R Montague's furniture manufacturing business was sold to Malcolm and Wilton after Montague's death in 1901. The photograph must have been taken shortly after the Bank was built in 1902 and before Malcolm and Wilton had changed the Montague sign.